Retirement benefits for your employees
We believe that retirement planning should be for everyone. That's why we partnered with Finhabits, which offers affordable 401k plans for businesses of any size.
Proud Latino business serving 80,000+ clients since 2015
Easy-to-use plans
Retirement plans that you &
your employees can trust
Potential tax credits
There are federal tax credits
that could offset plan costs*
Innovative platform
Designed to help your employees
learn smart financial habits
PLANS
SAVER
Who is this plan for?
Employers that want an affordable 401k solution.
Employee auto-enrollment with the minimum safe harbor employer match.
Employers that have high employee turnover.
Employees who leave within two years forfeit their employer contributions. The forfeited amounts can be used to offset future contributions.
How do employer contributions work?
The employer matches 100% of an employee's contribution up to 1% of compensation, and half of the next 5%.
Example: employee auto-enrolled at 6%, employer matches 3.5%.
Employees forfeit the employer’s contributions if they leave within two years.
SAVERPLUS
Who is this plan for?
Employers that want to maximize the employer match.
This is a safe harbor plan with a more generous employer match than the standard Saver plan.
Employers that want to maximize employee benefit.
Employer match contributions are fully vested so employees will always benefit from employer contributions.
How do employer contributions work?
The employer matches 100% of an employee's contribution up to 3% of compensation, and half of the next 2%.
Example: employee auto-enrolled at 6%, employer matches 4%.
Employer match dollars are 100% vested immediately.
Employer Cost
$42 per month
First 3 years after tax credits*
Employee Cost
$3 per month
*Employee cost per month without tax credits is $167. Employer fees will be billed quarterly. These fees do not include the underlying fees of 0.07% of the investment funds, which are the Transamerica LifeGoal Fund with BlackRock Retirement Opportunity. You may be charged additional fees for ad-hoc tasks.
What's included
Recordkeeping services
3(16) Plan administration services
Fiduciary oversight
3(38) investment management services
Bilingual mobile app for employees
or call us at (863) 337-5989
